Summer days call for sunshine, swimsuits, and sparkling accessories—but what happens when your love for jewelry meets chlorinated water? While it might seem harmless to take a quick dip with your favorite pieces on, wearing jewelry in the pool can have long-term effects on both their appearance and durability. Whether you're lounging at a resort or doing laps at the gym, knowing which materials can handle water exposure—and which can’t—is key to preserving your collection. From gold to stainless steel, and from rings to necklaces, we’re diving deep into the truth about jewelry safe for swimming and what you need to avoid for a lasting shine.
Can You Swim with Gold Jewelry?
Gold might seem like a durable and luxurious option, but when it comes to wearing jewelry in the pool, it's not always the safest choice. Chlorine, a harsh chemical found in most pools, can weaken the structure of gold over time—especially if it’s not pure. 14K and 18K gold jewelry often contains alloy metals that react with chlorine, leading to discoloration or even brittleness.
If you absolutely must wear gold in the pool, opt for higher karat pieces like 22K or 24K, though even those aren’t immune to damage with regular exposure. For those who adore their gold rings, earrings, or chains, the best practice is simple: take them off before swimming. This helps prevent wear and tear, and it also reduces the risk of losing a valuable piece in the water.
Still wondering about jewelry you can wear in the pool? Keep reading—we’ll cover more metal types and offer safer alternatives.
Can You Swim with Stainless Steel Jewelry?
Compared to precious metals like gold or silver, stainless steel offers better resistance to corrosion, making it one of the most popular options for jewelry safe for swimming. Its non-reactive nature means it won't easily tarnish or rust when exposed to water, including chlorinated pools and salty ocean waves. This makes stainless steel a top contender for those seeking the best jewelry for swimming without the worry of chemical damage.
However, not all stainless steel is created equal. Cheaper alloys might contain nickel or other metals that can irritate sensitive skin or react poorly with chlorine. To stay on the safe side, look for surgical-grade stainless steel or high-quality 316L steel jewelry. These versions are hypoallergenic and highly durable, giving you both style and peace of mind while you're enjoying a swim.
So, can you wear stainless steel jewelry in the pool? Yes—but only if it's crafted from quality materials. Just remember to rinse your jewelry with fresh water afterward and dry it thoroughly to keep it in optimal condition.
Can You Swim with a Necklace?
Whether you're sporting a delicate chain or a bold pendant, swimming with a necklace poses some risks. First, there’s the danger of tangling, snagging, or even losing the piece mid-swim. Second, the metal type matters—a gold or silver necklace exposed to chlorine can tarnish or degrade quickly. And if your necklace includes gemstones, chlorine may dull their shine or loosen their settings.
If you still want a stylish touch at the beach or poolside, opt for waterproof materials such as stainless steel, silicone, or coated cords. These are considered jewelry you can wear in the pool without compromising appearance or quality.
To protect more valuable pieces—especially those with sentimental value—consider removing necklaces before diving in. A moment of prevention is worth more than a costly repair or replacement.
Is Chlorine Bad for Jewelry?
Absolutely—chlorine is one of the most harmful substances when it comes to jewelry care. When exposed to chlorine, many metals undergo chemical reactions that lead to tarnishing, discoloration, or structural weakening. This is particularly true for gold, silver, and certain base metals found in fashion jewelry. Even gemstones aren’t entirely safe—chlorine can cause cloudiness or diminish their brilliance over time.
Frequent exposure to chlorinated water is especially damaging for white gold, which often contains rhodium plating. Chlorine breaks down this layer, leaving your jewelry looking dull and worn. The impact on wearing silver jewelry in pool settings can be even more immediate, as silver tarnishes quickly and loses its luster when exposed to pool chemicals.
If you want to enjoy your pool time without sacrificing your sparkle, the best approach is prevention: remove your precious pieces before swimming, and store them in a safe, dry place. It's one of the easiest ways to preserve the beauty and integrity of your favorite accessories.
What Kind of Jewelry Is Safe for Swimming?
While most fine jewelry should be kept away from water, there are still several materials that are considered jewelry safe for swimming. These include:
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High-grade stainless steel: Known for its corrosion resistance, it’s one of the top choices for best jewelry for swimming.
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Silicone jewelry: Lightweight, hypoallergenic, and completely waterproof—ideal for active lifestyles.
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Titanium: Lightweight and highly durable, titanium stands up well to both chlorine and saltwater.
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Plastic or resin-based accessories: Fashion-forward and water-resistant, they make for playful poolside companions.
Still, no matter the material, it's best to rinse your jewelry after swimming and dry it properly to prevent long-term wear. If you’re looking for affordable jewelry that’s safe for swimming, these materials are your best bet.
Tips for Protecting Your Jewelry at the Pool
Even if you’re wearing jewelry made from water-resistant materials, taking a few extra precautions can go a long way in preserving its beauty. Here are some practical tips for protecting jewelry you can wear in the pool:
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Rinse Immediately After Swimming: Chlorine and salt can linger on the surface of jewelry, so rinse with fresh water as soon as you can.
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Dry Thoroughly: Moisture trapped in crevices can lead to dullness or oxidation over time, even on stainless steel or titanium.
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Store in a Jewelry Pouch or Box: Keep your jewelry in a soft-lined pouch when not in use to avoid scratches or exposure to humidity.
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Use Travel-Friendly Jewelry Alternatives: For vacations or regular pool visits, consider leaving your high-value items at home and wearing the best jewelry for swimming, such as silicone bands or stainless steel chains.
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Inspect Regularly: Check for loose stones, weakened clasps, or surface damage before and after swimming sessions.
By building a habit of care and attention, you can extend the life of both your fashion and fine jewelry—even if they’re occasionally worn in water.
Swim Smart, Shine Bright
Wearing jewelry in the pool can be tempting, especially when it complements your summer look. But not all materials can handle the harsh environment of chlorine, salt, and sun. If you want to maintain both your style and your jewelry’s integrity, it’s essential to choose wisely and care intentionally.
Stainless steel, silicone, and titanium rank high among jewelry metals for the pool, offering durability without compromising on aesthetics. However, gold and silver—while luxurious—are best saved for dry-land occasions. Ultimately, the smartest way to enjoy your sparkle by the water is to opt for jewelry safe for swimming and treat every piece with the respect it deserves.
At Deylan Diamond, we believe that jewelry is more than just an accessory—it’s an expression of your style, your values, and your story. While our handcrafted gold and silver pieces are made to last, we always recommend keeping them away from harsh chemicals and water exposure to preserve their brilliance for years to come.
Whether you’re lounging by the pool or dressing up for dinner afterward, your jewelry choices matter. So go ahead—wear your confidence, protect your shine, and make every summer moment beautifully yours with the timeless elegance of Deylan Diamond.